Claim

Rachel Tobac USES Knowledge-based authentication

Rachel discusses knowledge-based authentication as an identity-verification method that attackers can find information to defeat; she does not present it as the bank’s preferred method in this test.

Episode
EP 144 — Rachel
Origin
Explicit
Confidence
86% (extractor score, not a fact score)
Speaker
Rachel Tobac
Attributed source
—

Transcript evidence

“knowledge-based authentication, things like, what’s your address? What’s the last four digits of your phone number?”

Rachel Tobac · offsets 21973–22088

Read the official transcript

Extraction provenance

Model gpt-5.6-luna · prompt 1.5.19 · schema 1.5.19 · 2026-09-13T08:20:23.093018+00:00

claim:ep144:d650e19907c6