Episode
21 April 2026 Official episode · Official transcript
cybercrime carding
The episode describes Alberto Yusi Lajud-Pena and a Yonkers crew who participated in coordinated ATM cash-outs using cloned prepaid debit cards, as part of a larger international cybercrime operation associated with Seagate.
Topics: ATM cash-out operations, Cloning payment cards from stolen account data, Prepaid debit-card account manipulation, PIN-code theft, Credit-card processor compromise, Distributed criminal roles: backers, hackers, and cashers, Operational security and anonymity, Use of text-message signals to coordinate cashers, International movement and delivery of illicit cash
Links published on the Darknet Diaries episode page. Not LLM output.
Qualified statements from this episode, not graph facts.
Alberto Yusi Lajud-Pena USES dark web
Jack says Alberto went online and eventually found his way to the dark web, where he discovered how people made money through crime.
Explicit Confidence 99% · Jack Rhysider EP 173 Details
“he eventually found his way to places that most people never go; the dark web”
Alberto Yusi Lajud-Pena USES ATM cashing
Alberto became involved in cashing stolen cards at ATMs and organized ATM withdrawals.
Explicit Confidence 99% · Jack Rhysider EP 173 Details
“he had just stumbled into the world of cashers”
“Alberto told Elvis about the cashing”
Alberto Yusi Lajud-Pena USES card writer
Alberto and his crew used a card writer to encode stolen debit-card information onto blank cards.
Explicit Confidence 99% · Jack Rhysider EP 173 Details
“they got some blank cards and a writer and started getting ready”
Alberto Yusi Lajud-Pena USES cloned payment card
Alberto's crew encoded stolen card details onto blank cards, creating cloned payment cards for the ATM operation.
Explicit Confidence 98% · Jack Rhysider EP 173 Details
“With this information, you can encode that onto a blank card”
New York ATM cash-out heist INVOLVES ATM cashing
The New York heist involved cashers repeatedly withdrawing money from ATMs.
Explicit Confidence 99% · Jack Rhysider EP 173 Details
“All at once these eight cashers from Yonkers walked up to ATMs at banks spread across the city”
New York ATM cash-out heist INVOLVES cloned payment card
The heist involved cloned cards made from stolen debit-card details.
Explicit Confidence 97% · Jack Rhysider EP 173 Details
“they can encode that onto a blank card”
New York ATM cash-out heist INVOLVES card writer
The crew used card-writing equipment while preparing the cards for the heist.
Explicit Confidence 99% · Jack Rhysider EP 173 Details
“they got some blank cards and a writer and started getting ready”
New York ATM cash-out heist INVOLVES prepaid debit cards
The prosecutor described the attackers' use of prepaid debit cards whose account limit had been raised dramatically.
Explicit Confidence 99% · Loretta Lynch EP 173 Details
“They look at prepaid debit cards because they’re not tied to an individual”
New York ATM cash-out heist INVOLVES credit card processors
Loretta Lynch said the operation required compromising or gaining control inside credit-card processors, and that the processor or bank might discover the withdrawals.
Explicit Confidence 98% · Loretta Lynch EP 173 Details
“It takes anywhere from two to eighteen months to execute the kind of control needed to really get inside these credit card processors”
“before the credit card processor or the bank or someone else discovered what they were doing”
New York ATM cash-out heist INVOLVES United States
The heist targeted ATMs and banks in New York City, United States.
Explicit Confidence 99% · Jack Rhysider EP 173 Details
“they stole $2.8 million from banks all across New York”
New York ATM cash-out heist INVOLVES Alberto Yusi Lajud-Pena
Alberto was the organizer and leader of the eight-person New York cashing crew involved in the heist.
Explicit Confidence 99% · Jack Rhysider EP 173 Details
“Alberto had the plans”
“Alberto gave the signal, and people started heading home”
New York ATM cash-out heist INVOLVES Elvis
Elvis joined Alberto's cashing crew and participated in the ATM operation.
Explicit Confidence 99% · Jack Rhysider EP 173 Details
“There was Alberto and Elvis and their friends, Amir, Jose, Yael, Chung, Juan, and Evan”
New York ATM cash-out heist INVOLVES Amir
Amir was one of the eight people in Alberto's crew involved in the ATM heist.
Explicit Confidence 99% · Jack Rhysider EP 173 Details
“There was Alberto and Elvis and their friends, Amir, Jose, Yael, Chung, Juan, and Evan”
New York ATM cash-out heist INVOLVES Jose
Jose was one of the crew members who carried out the ATM withdrawals.
Explicit Confidence 99% · Jack Rhysider EP 173 Details
“Jose was one of the guys in Alberto’s crew”
New York ATM cash-out heist INVOLVES Yael
Yael was one of the eight people in Alberto's crew involved in the ATM heist.
Explicit Confidence 99% · Jack Rhysider EP 173 Details
“There was Alberto and Elvis and their friends, Amir, Jose, Yael, Chung, Juan, and Evan”
New York ATM cash-out heist INVOLVES Chung
Chung was one of the eight people in Alberto's crew involved in the ATM heist.
Explicit Confidence 99% · Jack Rhysider EP 173 Details
“There was Alberto and Elvis and their friends, Amir, Jose, Yael, Chung, Juan, and Evan”
New York ATM cash-out heist INVOLVES Juan
Juan was one of the eight people in Alberto's crew involved in the ATM heist.
Explicit Confidence 99% · Jack Rhysider EP 173 Details
“There was Alberto and Elvis and their friends, Amir, Jose, Yael, Chung, Juan, and Evan”
New York ATM cash-out heist INVOLVES Evan
Evan was one of the eight people in Alberto's crew involved in the ATM heist.
Explicit Confidence 99% · Jack Rhysider EP 173 Details
“There was Alberto and Elvis and their friends, Amir, Jose, Yael, Chung, Juan, and Evan”
New York ATM cash-out heist INVOLVES global crime ring
Authorities described the New York cell as part of a global crime ring.
Attributed Confidence 97% · John EP 173 Details
“authorities say they’re just the New York cell in a global crime ring”
New York ATM cash-out heist ATTRIBUTED_TO Seagate
Jack identifies Seagate as the mastermind behind the broader operation connected to the New York heist.
Explicit Confidence 99% · Loretta Lynch EP 173 Details
“the mastermind behind all this was a guy named Seagate”
Seagate USES ATM cashing
Jack says Seagate used teams around the globe to cash the cards, including Alberto's crew.
Explicit Confidence 98% · Loretta Lynch EP 173 Details
“he wasn’t just getting Alberto to cash them. He had teams all over the globe doing it”
Works mentioned in the transcript. Distinct from show-note sources.
Model gpt-5.6-luna · prompt 1.5.19 · schema 1.5.19 · 2026-09-13T08:58:23.266741+00:00