Episode

EP 26 — IRS

15 November 2018 Official episode · Official transcript

cybercrime

The episode examines identity-tax-refund fraud enabled by stolen personal information and weaknesses in the IRS Get Transcript knowledge-based authentication system.

Topics: Knowledge-based authentication and authentication bypass using breached personal information, Identity theft tax-refund fraud, Unauthorized access to IRS tax transcripts, Account registration and email-address abuse, Identity Protection PINs, Money-mule recruitment and laundering, Legacy and unsupported government systems, Security monitoring coverage gaps, Denial-of-service-like traffic caused by automated transcript requests, Use of stolen W-2 and credit-record data, Credit freezes and stronger identity verification

Official episode-page sources

Links published on the Darknet Diaries episode page. Not LLM output.

No Sources heading on this episode page.

Entities (33)

Claims (18)

Qualified statements from this episode, not graph facts.

Get Transcript PART_OF irs.gov

Get Transcript was introduced as a feature of the irs.gov website.

Explicit Direction flagged Confidence 99% · Jack Rhysider EP 26 Details

“they made a new feature to irs.gov website called Get Transcript”

Jack Rhysider · offsets 4816–4880

Internal Revenue Service USES Instant knowledge-based authentication

The IRS used instant knowledge-based authentication to verify users of Get Transcript.

Explicit Confidence 99% · Jack Rhysider EP 26 Details

“The irs.gov website is different. They use something called instant KBA, or knowledge-based authentication.”

Jack Rhysider · offsets 5401–5509

Internal Revenue Service ASSOCIATED_WITH Equifax

Jack says the IRS partnered with a major credit reporting company such as Equifax to obtain identity information for KBA.

Uncertain Confidence 88% · Jack Rhysider EP 26 Details

“The IRS partners with one of the big credit reporting companies like EquiFax”

Jack Rhysider · offsets 6000–6076

National Institute of Standards and Technology ASSOCIATED_WITH Instant knowledge-based authentication

NIST specifically commented on the privacy risks of instant KBA, stating that involuntary exposure is inappropriate unless the risk is nearly zero.

Attributed Confidence 98% · Jack Rhysider EP 26 Details

“NIST, a government-ran standards board, comments on this specifically”

Jack Rhysider · offsets 6997–7066

IRS Get Transcript breach INVOLVES Get Transcript

The IRS breach involved attackers using the Get Transcript feature to obtain taxpayer records.

Explicit Confidence 99% · Jack Rhysider EP 26 Details

“The thieves successfully used the Get Transcript feature of the irs.gov website to obtain the tax records of 100,000 people.”

Jack Rhysider · offsets 19253–19377

IRS Get Transcript breach INITIAL_ACCESS_VIA Get Transcript

The attackers initially accessed taxpayer information by navigating through the Get Transcript authentication process.

Explicit Confidence 96% · Jack Rhysider EP 26 Details

“They simply found a way to navigate through the authentication system”

Jack Rhysider · offsets 19480–19549

IRS Get Transcript breach INVOLVES Instant knowledge-based authentication

Attackers defeated the IRS's instant KBA by using personal information obtained from other breaches.

Explicit Confidence 96% · Jack Rhysider EP 26 Details

“probably by using some personal information they obtained from other breaches”

Jack Rhysider · offsets 19551–19628

IRS Get Transcript breach INVOLVES Stolen identity tax refund fraud

The breach was connected to fraudulent tax returns filed using stolen taxpayer identities.

Explicit Confidence 98% · Jack Rhysider EP 26 Details

“only 13,000 possibly fraudulent returns were filed for tax year 2014”

Jack Rhysider · offsets 22114–22182

IRS Get Transcript breach INVOLVES Money mule

The fraud operation involved networks of money mules used to receive and transfer stolen tax refunds.

Explicit Confidence 96% · Jack Rhysider EP 26 Details

“Then they had to set up a whole network of money mules”

Jack Rhysider · offsets 17922–17976

IRS Get Transcript breach INVOLVES Internal Revenue Service

The incident concerned unauthorized access to taxpayer records held by the IRS.

Explicit Confidence 98% · Jack Rhysider EP 26 Details

“The unauthorized attempts to access information using the Get Transcript application”

Jack Rhysider · offsets 21485–21569

IRS Get Transcript breach DISCOVERED_BY Internal Revenue Service

The IRS security center discovered the suspicious activity and later identified the unauthorized access.

Explicit Confidence 98% · Jack Rhysider EP 26 Details

“our cyber-security team noticed unusual activity on the Get Transcript application”

Jack Rhysider · offsets 21863–21945

IRS Get Transcript breach RELATED_TO Anthem breach

Jack suggests that information stolen in the Anthem breach may have enabled the Get Transcript fraud, but he does not establish this as certain.

Uncertain Confidence 82% · Jack Rhysider EP 26 Details

“This would probably be enough to pass the KBA and do the Get Transcript.”

Jack Rhysider · offsets 14006–14078

IRS Get Transcript breach ATTRIBUTED_TO Russia

News reports indicated that the identity thieves may have been in Russia; this attribution was explicitly presented as uncertain and incomplete.

Uncertain Confidence 91% · Jack Rhysider EP 26 Details

“News reports indicate that the recent IRS identity thieves may have been in Russia.”

Jack Rhysider · offsets 24226–24309

Identity Protection Personal Identification Number USES Get Transcript

The IRS issued IP PINs as an additional safeguard for IRS accounts after the breach; attackers later targeted the PIN-recovery process.

Explicit Confidence 93% · Jack Rhysider EP 26 Details

“we’re also giving them the opportunity to obtain an Identity Protection Personal Identification Number”

Jack Rhysider · offsets 20551–20653

IRS Criminal Investigation Division PART_OF Internal Revenue Service

The IRS Criminal Investigation Division is described as a department within the IRS.

Explicit Confidence 99% · Jack Rhysider EP 26 Details

“Within the IRS is a whole department called the IRS Criminal Investigation Division”

Jack Rhysider · offsets 26986–27069

Kazeem USES Get Transcript

Kazeem used the Get Transcript website process with purchased personal information to support fraudulent tax returns.

Explicit Confidence 99% · Jack Rhysider EP 26 Details

“Kazeem then used this information to do Get Transcript on the irs.gov website”

Jack Rhysider · offsets 28978–29055

Kazeem USES Identity Protection Personal Identification Number

Kazeem obtained IRS IP PINs through the website and used them in filing fraudulent tax returns.

Explicit Confidence 98% · Jack Rhysider EP 26 Details

“and also get the PINs from the website to submit tax returns for those people”

Jack Rhysider · offsets 29056–29133

J-Creek USES Turbo Tax

In the song quoted by Jack, J-Creek identifies TurboTax as a tool used in the tax-fraud activity being described.

Explicit Confidence 88% · Jack Rhysider EP 26 Details

“He even said what tools he used, Turbo Tax.”

Jack Rhysider · offsets 32658–32701

Transcript references

Works mentioned in the transcript. Distinct from show-note sources.

Extraction provenance

Model gpt-5.6-luna · prompt 1.5.19 · schema 1.5.19 · 2026-09-13T05:13:52.833344+00:00